Terms of Service
Last Updated: 7/6/2025
Welcome to Lotus Calculator! These Terms of Service ("Terms") govern your use of our website and financial calculator tools (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
1. Use of Service
Lotus Calculator provides financial calculators for informational and educational purposes only. The information provided by the Service is not intended as financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions.
- You agree to use the Service in compliance with all applicable laws and regulations.
- You are responsible for any data you input into the calculators. We do not store this data.
2. Accuracy of Information
While we strive to provide accurate calculations and information, Lotus Calculator makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Service or the information, products, services, or related graphics contained on the Service for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Financial calculations can be complex and are subject to change based on various factors. The results provided by our calculators are estimates and may not reflect actual future outcomes.
3. Intellectual Property
The Service and its original content (excluding content provided by users, if any), features, and functionality are and will remain the exclusive property of Lotus Calculator and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Lotus Calculator.
4. Limitation of Liability
In no event shall Lotus Calculator, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
5. Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Lotus Calculator its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.
6. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
7. Governing Law
These Terms shall be governed and construed in accordance with the laws of [YOUR_STATE_OR_COUNTRY_JURISDICTION], without regard to its conflict of law provisions.
Contact Us
If you have any questions about these Terms, please contact us at [email protected].